Saddle River Valley Bank will help you turn the equity in your home into instant cash for any purpose. Our Home equity Line of Credit will let you access those funds on reserve by simply writing a check up to a pre-approved amount. Lines are available from $5,000 up to 80% LTV (Loan to Value).
Or, you may decide that the features of any one of our fixed rate, fixed term Home Equity Loans are better suited to your needs. With either product you may be able to gain significant tax advantages (consult with your tax expert for eligibility).
Residential Mortgages
Saddle River Valley Bank can assist you with a variety of residential mortgage loan products to suit your needs, whether you’re buying or refinancing your home.
Fixed Rate Mortgages with terms ranging from 10 to 30 years
Adjustable Rate Mortgages with initial lower interest rates, adjusted every 1, 3 or 5 years
Residential Construction Mortgages with interest only features on funds disbursed
Bridge Loans
Jumbo Mortgages
Consumer Loans
Saddle River Valley Bank will meet all of your borrowing needs by providing a flexible and affordable financing program. Our consumer loan products include:
New/Used Motor Vehicle Loans
Personal Secured Loans
Personal Unsecured Loans
Overdraft Lines of Credit
Commercial Loan Products
The lending staff at Saddle River Valley Bank is a highly-qualified team that has been assembled to react professionally and promptly to your commercial borrowing requests. Decisions will be made locally, and you will have ready access to the bank’s decision makers. We offer the standard array of commercial loan products such as:
Commercial Real Estate Mortgage Loans
Construction Mortgage Loans
Land Acquisition/Development Loans
Working Capital Lines of Credit
Revolving Lines of Credit
Small Business Lines of Credit
Term Loans
Seasonal Loans
Letters of Credit
We will also take the initiative to understand your business thoroughly and develop a credit facility that best fits your needs.
